FRACTIONAL CONTROLLER & ADVISORY
Where Clarity Becomes Strategy
Strategic financial guidance for small businesses ready to grow with confidence.
You've got the books. Now you need answers.
My advisory and controller-level services help owners understand their numbers, make informed decisions, and build long-term stability. I bring the oversight of a senior finance professional without the cost of a full-time hire, and I am the partner who anticipates what is next, so you do not have to.
01
Financial Oversight & Decision Support
Knowing your numbers is one thing. Understanding what they mean is another. I provide financial oversight and decision support, translating data into meaningful guidance as your company grows.
Monthly financial review
Trend analysis
Risk identification
Plain-English explanations
02
Cash Flow Clarity
Cash flow is the lifeblood of every small business, and often the least understood. I help you forecast future balances, identify patterns, and plan for cyclical dips so you can make decisions confidently and maintain steady momentum. Together, we build the buffer that keeps your business resilient when the unexpected happens.
Cash flow monitoring
Timing recommendations
Planning for cyclical businesses
Buffer planning
03
Budgeting & Forward-Looking Planning
A budget is only useful when it is grounded in reality and tied to your goals. I help you build one that works, track performance against it, and flag what is coming before it arrives.
Budget creation
Budget vs. actual reporting
Predictive planning
Identifying upcoming needs
04
Pricing Strategy & Margin Protection
Pricing isn’t just about covering costs, it’s about protecting margins and positioning your business for sustainable growth.
Pricing structure evaluation
Margin analysis
Cost modeling
Surcharge strategy
Profitability analysis
05
Financial Systems & Internal Controls
Strong systems and internal controls are the backbone of reliable financial performance. I assess your processes, identify gaps, and help you implement improvements that support accuracy and efficiency.
Workflow mapping
Process improvement
Error reduction
Accountability structures
06
Loan & Financing Support
Whether you’re pursuing an SBA loan, line of credit, or alternative financing, I help you prepare and present clean, credible financial documentation that lenders trust.
Loan structuring
Lender-ready documentation
Cash flow projections
SBA & alternative financing guidance
Audit Readiness & Support
I prepare the financial documentation your auditor needs and work directly with them to ensure the process is smooth, complete, and efficient.
Financial Clean‑Up & Historical Reconstruction
Organizing past records, correcting errors, and rebuilding financial clarity after periods of growth or transition.
System Migrations & Software Transitions
Moving from one accounting or payroll platform to another with clean data and minimal disruption.
Process Improvements & Internal Controls
Strengthening workflows, permissions, and financial safeguards as your business scales.
Project‑Based Financial Analysis
Deep‑dive reviews of margins, pricing, cost structure, or operational efficiency to support key decisions.
Lender‑Ready Documentation
Preparing financial packages, schedules, and supporting materials for SBA loans, lines of credit, or refinancing.
Special Projects
Some of the most valuable work happens outside the monthly rhythm — projects that require precision, collaboration, and strategic insight. I support one‑time and seasonal initiatives that help your business stay organized, compliant, and ready for what’s next.
Melissa's work brought order to chaos and reestablished trust in systems that had been shaky for some time. We now have good internal controls, reports we understand and depend on, and a clear sense of the parameters we can operate within, safely yet creatively. I trust Melissa to tell me the truth when I need to hear it.
Michael Spencer
